So, if someone breaks into your home and steals your laptop, or your clothing and furniture are ruined in a fire, you may find that contents insurance helps cover the loss. By providing general information about your home the calculator will provide an estimated contents value and summary that you can further edit for a. Describe your home and get an estimate of the cost of replacing your contents. Home contents calculator replacing the contents of your home would be an expensive process but it is difficult to know just how much cover is right for you. Work out the value of your home contents aa insurance. If in doubt, contact the retailer to get the correct cost or get an independent valuation. Contents insurance covers your belongings if theyre accidentally damaged, lost or stolen. This calculator estimates the value of your home contents using values supplied by sum insured pty ltd, australias leading provider of building contents cost information. Contents checklist the colour coding on the tables below relates to the advanced contents policy. Contents sum insured calculator make sure your special items are covered just provide us with a list of any special items that you want to be included in your cover such as works of art, antiques, jewellery, valuable collections or expensive equipment.
The following checklist is designed to assist you to calculate the sum. Set the sum insured too low and youll be underinsured. The cost of replacing your home and its contents could be more than you think. Find awardwinning home insurance policies using the comparison tool. In return for the premium that you pay us the insurance company, we may repair or replace your items or pay you a certain sum of money to cover certain losses or damage to your home and contents. The handy home building calculator can help you work out the value of your home. Banking financial services guide, credit guide and privacy statement pdf 85kb. Before you start looking for contents insurance quotes you need to work out the value of your belongings. Get a quote contents calculator request a call back. Estimates are based on values supplied by sum insured pty ltd, australias leading provider of building contents cost information. Cover your belongings for accidental damage at home or temporarily anywhere else in new zealand. The results from this calculator are an approximate guide only and should not be taken as advice or a recommendation to acquire any product or level of insurance cover.
Covers your contents if they are damaged or destroyed by a sudden, unintended and unforeseen event, or if theyre stolen. The insurance council of australias website, understand insurance, also has an online contents insurance calculator to help work out the. By being in each room, this is a reminder for you to see what you have, and you will probably be amazed. In the event of a covered loss, you would be expected to provide a list of all of. Thats bad enough in itself, but it also opens you up to the risk of having any claim you make reduced by the insurance company. Home contents insurance calculator each calculator will only take around 10 minutes to complete.
Typical building replacement costs are provided by cordell information pty ltd a. Rsa insurance ireland dac trading as rsa is regulated by the central bank of ireland and is a private company limited by shares registered in ireland under number 148094 with registered office at rsa house, dundrum town centre, sandyford road, dundrum, dublin 16. Home and contents insurance is issued by westpac general insurance limited abn 99 003 719 319 except workers compensation cover where applicable. Our home and contents insurance calculators will help you figure out how much cover you need.
Contents insurance home contents insurance quote qbe au. Our home and contents insurance calculators suncorp. Access all of westpacs insurance tools, calculators and rates. Please note that cgus building cover automatically provides up to 10% of the buildings sum insured for both professional fees and removal of debris at no extra cost. Our handy home contents calculator will help you estimate the value of your home contents. The aim is to find an accurate sum insured the amount your contents insurance would pay out if you had to claim for everything you own. Simply enter your estimate of the value for each of your items. Westpac banking corporation abn 33 007 457 141 distributes the insurance, but does not guarantee the insurance. The fmg household contents policy automatically includes these covers and benefits. A straightforward policy covering your contents for present value. It covers you for loss or damage to your portable contents caused by theft or an accident anywhere in the world.
To find out how much your contents are worth please answer all questions honestly and to the best of your knowledge. Home contents checklist not sure what you would insure your contents for. Racv contents insurance covers the cost to repair or replace general items such as furniture, carpet and electrical equipment that have been damaged as a result of an insured event. Aami home insurance can cover your home against a range of insured events. Home insurance quotes home and contents insurance cgu. We know it can be hard to work these things out, so use our calculators to estimate the amount of cover you need. Keep records or evidence of the value of your insured property in a safe place, along with. Quickly compare home insurance policies with canstars expert value ratings. Anz contents insurance calculator a guide to help you calculate and check your home contents cover. When you have completed your home inventory, you should store a paper copy and a digital copy in a secure location outside of your home andor in a fireproof safe. Renters insurance also known as contents insurance means you can make a claim for the costs to replace lost, stolen or damaged belongings or negligent damage to another persons property.
Grey items are covered for full repair or replacement value i. Combine our home and contents essentials policies and save up to 15%. Contents insurance covers against loss or damage for. By providing general information about your home the calculator will provide an estimated contents value and summary that you can further edit for a more accurate result if you wish. Contents calculator this calculator estimates the value of your home contents using values supplied by sum insured pty ltd, australias leading provider of building contents cost information. Home contents inventory worksheet your homeowners insurance provides coverage for the contents of your home, up to the limit you selected with your insurance agent.
Kogan insurance reserves the right to amend, extend or withdraw this offer at any time. Ideal for covering your stuff for specific events like fire or theft. The portable contents option is available for contents cover. This gives you instant access to the home contents calculator facility. If you have an existing contents policy with us and you need to amend your cover, then you can log in to my aa insurance or call us on 0800 500 2. Whether its deciding if you have enough insurance or how to take an inventory of your possessions, tools and calculators on this site can help you see where the gaps might be. Our emergency assistance helpline is available 24 hours a day, 365 days a. Underinsurance of home and contents is a big issue in australia. Home and contents insurance is a common way to guard against financial loss caused by theft or damage to your home and contents.
Its easy to underestimate the value of all your household goods, domestic appliances, furniture, furnishings, personal belongings and valuables. We have split the checklist between household goods and high risk items. This calculator estimates the value of your home contents using values supplied by sum insured pty ltd, australias leading provider of home contents cost information by providing general information about your home the calculator will provide an estimated contents value and summary that you can further edit for a more accurate result if you wish. Tenants are responsible for their own belongings at the property theyre renting. Protection for domestic outbuildings such as garages and sheds. At the end of each insurance period, well automatically increase your home and contents sums insured, to reflect rises in. Home contents checklist car, home and travel insurance. Kiwibank and kiwi insurance limited hold no responsibility for the content on third party websites and make no representations as to the accuracy of the information provided on those websites. Westpac contents insurance protects your belongings if lost, stolen or damaged by storm, flood, fire, theft and more.
Allianz travel insurance has a range of travel cover options. Use the edit option to list your actual contents for a more accurate estimate. Allianzs landlord insurance takes care of the property and the contents items you provide for your tenants use. Covers your home, fixtures and fittings and your belongings. Get a quote today or find out more about your options. Go into each room and complete this simple checklist. Choose from a range of home insurance packages as well as optional extras to protect your home. This information does not take into account your personal circumstances. Option to change your excess not available when an imposed excess applies. Some contents insurance, like esure, provides cover on a new for old basis this means they will give you the value to replace an item at todays prices. Personal belongings insurance product information document pdf.
Whether you want combined home insurance, contents insurance or buildings insurance, we have the policy for you. Cover outside australia is limited to 120 continuous days in any period of insurance. Try our calculator and see just how much home insurance cover you need. How much do you think your house contents are worth. Insurance calculators geelong home and contents werribee. We recommend that you read the anz financial services guide pdf 479kb, anz home building key facts sheet pdf 3kb, anz home contents key facts sheet pdf 4kb and the anz home insurance product disclosure statement pdf 1. Calculating the replacement cost of your home and contents allianz. Our handy contents calculator can make it easy for you to work out the value of your belongings. Alternatively, you can download a manual pdf version to use later. Only enter a value if your item is higher or lower than the average value.
Contents insurance helps pay to replace or repair your personal belongings if theyre stolen or damaged by a covered peril, such as a fire. If in doubt, contact the appropriate retailers to get the correct figures, or get an independent. The handy home contents calculator can help you work out the value of your assets. Home and contents insurance is issued by westpac general insurance limited abn 99. In this guide, we list a number of tips to help you decide if contents insurance is worthwhile for your possessions, the limitations, the policies available and the costs. This calculator also comes with a pdf report facility. Home contents insurance calculator check your level of contents cover its easy to underestimate the value of all your household goods, domestic appliances, furniture, furnishings, personal belongings and valuables. Standard cover only includes accidental damage to glass. The average values in the calculator are based on an average three bedroom new zealand home. The following checklist is designed to assist you to calculate the sum insured you require for your home contents. As our cover is new for old, its important, when calculating your contents sum insured, to use the retail cost of these items if purchased new, not the current value. Our contents insurance calculator will help you work out the total cost of your possessions.
Download our simple inventory spreadsheet, made specifically for listing the contents of your home for insurance purposes keep track of warranty information, purchase price, condition, serial numbers, and model numbers. Scroll through the whole page or use the buttons below to go to the appropriate sections. This calculator tool provides you with a summary list of common household items and their values, based on an average and above average three bedroom new zealand home. We repair or replace most items, regardless of age, up to the amount you choose to insure them for. Estimate the amount of cover you need for your contents. Before you get a contents insurance quote, youll need to know how much your possessions are worth. Once youre done we can give you a contents insurance quote right away. One way of calculating the replacement cost of your home and contents is by using online calculators that work out the sum insured. To begin, simply select the value of the items you have in each room of your house using the dropdown menus.
Compare contents insurance the definitive nz guide. Compare home and contents insurance compare the market. For an easytofollow policy comparison between all contents insurance providers, download our pdf guide. A safety deposit box or even a locked drawer in your office would probably work for an offsite location. You can also add optional cover to protect your portable items, like your favourite watch, to ensure youre covered outside the home.
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